Creating a Budget

Wondering how to make a budget so your money lasts longer? Read these tips for creating a budget and sticking to it.

Following a budget

When you are finished, print out your budget and compare what you are spending to the following basic budget guidelines. (See our Decimals and Percents tutorials in our Math section if you need help calculating percents.) Is your spending within the guidelines?

chart of Vanessa's monthly expenses

Your initial budget may change as you learn more about money matters. In the short term, it will get you thinking about how you spend your money.