Managing a Checking Account

Use these checking account tips to better understand how to manage a checking account.

Writing a check

Checks are convenient when you don't want to carry around a lot of cash or when you need to pay bills through the mail. Take a few minutes to review the parts of a check:

check with parts labeled

To write a check:

  1. Enter the date at the top of the check.
  2. Write the name of the company or person you are paying money to in the Pay to the Order of line.
  3. At the end of the Pay to the Order of line, write the number amount of the check (for example, $25 or $48.28).
  4. On the dollars line, write the check amount in words. This confirms the number amount (for example, forty-eight dollars and 28/100). Note that you can write the cents as a fraction.
  5. If there is blank space left after you write in the amount, draw a line out to the end—stopping before the word "dollars"—so no one can add to the amount (for example, forty-eight dollars and 28/100-----------------------dollars).
  6. Write your signature on the line at the lower-right corner of your check.
  7. In the Memo or For section in the bottom-left corner, write what the check is for (for example, "jeans for John" or "rent").